{
  "_meta": {
    "purpose": "Single source-of-truth for LWD's registration identifiers referenced across marketing copy. Under Standing Order #3 (project-build mode · launch voice), marketing surfaces reference these fields via templating. On flip-day (real registration numbers arrive from ASIC / ACNC / ATO + Board resolves to publish) this file's placeholder values are replaced with real values and every asset propagates the change in one commit.",
    "recorded_at_sprint": 28,
    "recorded_by": "Carla Oliver (CoSai CFO Services) via del.auth · Standing Order #3",
    "placeholder_convention": "Every field with real-number-pending is a string ending in '· pending' — grep-able for flip-day swap. Fields that are policy statements (charity_subtype, dgr_status) are true statements now (subject to Board / regulator confirmation) and do NOT require flip-day swap.",
    "flip_day_procedure": [
      "1. Board resolves to publish (documented board minute).",
      "2. Real registration numbers received in writing from ASIC / ACNC / ATO.",
      "3. Update the placeholder fields in this file with real values.",
      "4. Remove the ' · pending' suffix from each swapped field.",
      "5. Verify grep -r 'pending' public/ returns only intentional pending items.",
      "6. Run compliance audit — should stay 0-findings under Sprint 28 revised rule semantics.",
      "7. Deploy. Marketing is now live-consistent with regulator record."
    ]
  },
  "legal_entity": {
    "name": "Life Without Debt Ltd",
    "type": "Company limited by guarantee (CLG)",
    "incorporation_jurisdiction": "Australia",
    "abn": "00 000 000 000 · pending",
    "acn": "000 000 000 · pending",
    "registered_office_state": "· pending"
  },
  "charity": {
    "acnc_registered": true,
    "acnc_charity_number": "· pending",
    "acnc_registration_date": "· pending",
    "charity_subtype": "Public Benevolent Institution (PBI)",
    "charity_subtype_authority": "s.30-45 ITAA 1997 item 4.1.1 · ACNC Act s.25-5",
    "responsible_persons": [
      "Corrina Hugo (Founder & Chair)",
      "Laurence Hugo (Founding Director & Co-founder · CEO)",
      "Lisa Hugo (Business Development Director & Co-founder)",
      "Carla Oliver (Board-Appointed CFO Advisor)"
    ]
  },
  "tax_status": {
    "dgr_endorsed": true,
    "dgr_category": "Item 4.1.1 · Public Benevolent Institution · ITAA 1997",
    "dgr_effective_date": "· pending",
    "gift_deductibility_statement": "Donations of $2 or more are tax-deductible.",
    "tax_concessions": [
      "Income tax exemption (charity)",
      "GST concession (charity)",
      "FBT rebate (PBI)"
    ]
  },
  "fundraising": {
    "national_covered_by_acnc": true,
    "state_fundraising_licences": {
      "NSW": "Authority to Fundraise · pending",
      "VIC": "Fundraising Registration · pending",
      "QLD": "Sanction to Fundraise · pending",
      "WA": "Charitable Collections Licence · pending",
      "SA": "Section 6 Licence · pending",
      "TAS": "Fundraising Registration · pending",
      "ACT": "Charitable Collections Licence · pending",
      "NT": "Not required · confirmed"
    }
  },
  "governance": {
    "constitution_url": "/constitution.html",
    "board_charter_url": "/board-charter.html",
    "constitutional_design_paper_url": "/constitutional-design-paper.html",
    "direct_relief_policy_url": "/direct-relief-policy.html",
    "beneficiary_depiction_guardrails_url": "/beneficiary-depiction-guardrails.html"
  },
  "beneficiary_class": {
    "source": "Constitution clause 4(a) — paramount charitable purpose clause",
    "full_class_statement": "persons in Australia living with a terminal, life-limiting, chronic or serious illness or health condition, and the immediate families and primary carers of such persons",
    "launch_scope_decision": "Y1 launch scope = full clause 4(a) class (Standing Order #4 · Sprint 28 · Board resolution pending)",
    "shorthand_permitted_in_headline": "seriously ill",
    "shorthand_forbidden_in_headline": [
      "terminally ill (narrows scope · use only where clinically-specific service is described)",
      "dying (narrows scope + emotional register mismatch)",
      "palliative care (constitutional drafters explicitly avoided this phrase — see constitution.html:221 · triggers ATO Health Promotion Charity reclassification risk)"
    ]
  },
  "service_mechanisms": {
    "source": "Constitution clause 4(a)(i)-(v)",
    "mechanisms": [
      {
        "code": "4a-i",
        "name": "Debt mediation and financial advocacy",
        "description": "Free professional debt-mediation, debt-negotiation and financial-advocacy services on behalf of beneficiaries with the aim of achieving debt waiver, reduction, restructure, moratorium or forbearance from creditors."
      },
      {
        "code": "4a-ii",
        "name": "Direct financial relief for essential living costs",
        "description": "Direct financial relief for essential living costs including rent, utilities, food, transport and unfunded or under-funded health-related expenses."
      },
      {
        "code": "4a-iii",
        "name": "Specific debt discharge (bounded by Direct Relief Policy)",
        "description": "Where necessary and consistent with the Direct Relief Policy adopted by the Board, discharging or reducing specific debts of beneficiaries where such discharge is the most effective form of benevolent relief."
      },
      {
        "code": "4a-iv",
        "name": "Information, guidance, referral and casework",
        "description": "Information, guidance, referral and casework services to help beneficiaries and their carers navigate financial, legal, medical and social-support systems."
      },
      {
        "code": "4a-v",
        "name": "Training, engaging or funding qualified professionals",
        "description": "Training, engaging or funding suitably qualified professionals to provide the services described above."
      }
    ]
  },
  "contact": {
    "primary_email": "hello@cosailifewithoutdebt.org · pending",
    "cfo_advisor": "Carla Oliver (CoSai CFO Services)",
    "postal_address": "· pending"
  }
}