Pre-launch document. Life Without Debt Ltd is in formation: ASIC, ACNC and DGR registrations have not yet been issued and no gift is tax deductible until DGR is granted. Any outcome figures on this page (households, dollars resolved, distress scores) are planning placeholders from the launch-readiness build, not audited results, and will be replaced with audited figures after the first operating year. Verified founder facts: creditmediation.com.au/media.
Sprint 52 · BL-15 · Media & PR pack · press release template

Press release template — three modular headings, eight approved boilerplates

When a journalist calls — and this happens the week the DGR is granted, or the week a Board member has a public conversation — LWD has 30 minutes to respond. This template is the load-bearing part of that response. Fill the three modular slots, choose the topic boilerplate, add contact details, ship.

Purpose. Sprint 52 fills the Media & PR pack gap named in marketing-backlog-v2 §5: LWD had scattered media-kit fragments but no press-release template that a non-PR operator could safely fill in under time pressure. This document ships that template — three modular headings (news · quote · boilerplate), eight pre-approved topic boilerplate paragraphs, structural guardrails, and gate-mapped acceptance criteria. Backlog item: BL-15 (press release template).

How to use. Choose one topic from §3 (below). Copy the release skeleton in §2. Fill the [bracketed] placeholders. Paste the chosen topic boilerplate into the “About LWD” slot. Add the media contact line from §4. Route through compliance sight-check (per /spokesperson-brief §approvals) before sending to a journalist.

Do not. Do not send a release without the compliance sight-check. Do not edit the eight approved boilerplates without CMO+compliance re-approval. Do not use a boilerplate variant that omits ABN, ACN, ACL 387398, or the mediation disclosure — the acceptance criterion (backlog v2 §5) is that every variant carries all four markers.

Contents

  1. 1. The three modular headings — what each does
  2. 2. The release skeleton (copy-paste ready)
  3. 3. The eight pre-approved topic boilerplates
  4. 4. Contact block + interview-request routing
  5. 5. Embargo & distribution discipline
  6. 6. Voice discipline — what a press release from LWD sounds like
  7. 7. Acceptance criteria (16-cell gate matrix)
  8. 8. Worked example — DGR-granted announcement

1. The three modular headings

Every LWD press release is built from three modular slots. The template forces the operator to name each slot explicitly so nothing is smuggled between them.

SlotPurposeWhat goes in itWhat does NOT go in it
NEWS The single fact of the day. One or two paragraphs. Who did what, when, why it matters. Concrete verbs. Names. Dates. Numbers. First paragraph must stand alone. Adjectives (“proud”, “excited”), aspiration, mission-copy, calls to donate.
QUOTE One human voice on the news. One quote block (rarely two). Attributed to a named LWD spokesperson (see /spokesperson-brief §approved-lines for approved framings). Under 40 words. Generic charity language. Second-person appeals. Quotes from beneficiaries (never used in press releases — see §6). Multiple quotes stacked.
BOILERPLATE Who LWD is, in one paragraph. One of the eight pre-approved topic boilerplates from §3. Every variant carries ABN, ACN, ACL 387398, and the mediation disclosure. Ad-hoc rewrites. New claims. Numbers not audited in the Y1 report. Endorsements not in writing.
Discipline note. The three slots exist to prevent a common failure mode: the operator, under deadline, folds mission language into the news paragraph, folds appeals into the quote, and folds fresh claims into the boilerplate. The modular structure means each slot can be audited separately — and re-used across releases without re-writing.

2. The release skeleton (copy-paste ready)

Below is the exact structure for a distributable press release. Copy the block. Fill the [bracketed] placeholders. Choose one boilerplate from §3. Route through the compliance sight-check.

Media release · for immediate release
[Sydney, Australia · DD Month YYYY]

[Headline — one line, verb-driven, no adjectives. Under 12 words. Example: “Life Without Debt receives ATO DGR endorsement”]

[Optional sub-headline — one line that adds precision the headline could not carry. Under 20 words.]

NEWS. [Lead paragraph — who / what / when / where / why in one sentence. Second sentence adds the one piece of context a journalist needs. Third sentence, optional, adds the one comparison-point or precedent. First paragraph must stand alone: if a wire service takes only the first paragraph, the story is still complete.]

[Detail paragraph 1 — the one number, the one date, the one comparison. Attributed source for every fact.]

[Detail paragraph 2 — the one thing this news enables or unlocks. What it means for the beneficiary population.]

“[QUOTE — one quote block. Under 40 words. From an approved LWD spokesperson (see /spokesperson-brief §approved-lines). Does not editorialise; adds a human dimension to the news.]” — [Spokesperson name, role, Life Without Debt Ltd]

[Detail paragraph 3 — optional. Additional operational context, or the next milestone.]

— ENDS —

About Life Without Debt. [BOILERPLATE — paste one of the eight pre-approved topic boilerplates from §3 below, verbatim. Do not paraphrase. Every variant already carries ABN, ACN, ACL 387398, and the mediation disclosure.]
Media contact. [Name] · media@cosailifewithoutdebt.org · +61 [phone] · interview-request routing at /media-kit-refresh. High-resolution imagery, logo pack, and factsheet available on request.
Structural rule. The release is exactly one page A4 printed. If it runs over, cut. If a journalist wants more, they will ask.

3. The eight pre-approved topic boilerplates

Each boilerplate is a self-contained paragraph paste-able into the “About Life Without Debt” slot. Each is tuned to a topic. Every variant carries the four required compliance markers (ABN, ACN, ACL 387398, mediation disclosure). Do not edit; do not paraphrase; do not blend variants.

Boilerplate 1 · General / default

The all-purpose paragraph — use when no more specific topic applies

Life Without Debt Ltd (ACN: pending · ABN: pending) is an Australian charity that resolves consumer debt for people living with terminal, life-limiting, chronic or serious illness, and for their immediate families and primary carers. Service is delivered free at the point of use, Australia-wide. Debt-mediation work is performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398; LWD funds the work and CMS’s licensed practitioners perform it on the beneficiary’s behalf. ACNC registration pending · DGR endorsement in progress.
Boilerplate 2 · DGR / registration milestone

Use when the news is about ATO DGR endorsement, ACNC registration, or ASIC company registration

Life Without Debt Ltd (ACN: [confirmed number] · ABN: [confirmed number]) is an Australian public benevolent institution that resolves consumer debt for people living with serious illness. Registered with the ACNC and endorsed by the ATO as a Deductible Gift Recipient, LWD funds licensed debt-mediation work performed by Credit Mediation Services Pty Ltd (Australian Credit Licence No. 387398). All service is free at the point of use, Australia-wide. Donations of $2 or more are tax-deductible from [DGR effective date].
Boilerplate 3 · Y1 outcomes / annual results

Use when the news references audited Y1 numbers

Life Without Debt Ltd (ACN: pending · ABN: pending) is an Australian charity that resolves consumer debt for people living with terminal, life-limiting, chronic or serious illness. In its first operating year, LWD supported 31 households, resolved $1.82 million of consumer debt, achieved a 23-day average time-to-resolution, delivered a 52% reduction in beneficiary K10 psychological distress scores, at an average all-in cost of $1,840 per case (87 cents of every donated dollar reaching mediation). Debt-mediation performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398. ACNC registration pending · DGR endorsement in progress. Individual outcomes may result in reduced or waived debt in some cases; mediation is not debt discharge and LWD does not guarantee outcomes.
Boilerplate 4 · Health-sector partnership

Use when the news involves a hospital, palliative-care service, or health-referrer MOU

Life Without Debt Ltd (ACN: pending · ABN: pending) is an Australian charity that partners with health services to resolve consumer debt for patients living with terminal, life-limiting, chronic or serious illness. Referrals come through participating hospitals, palliative-care teams, and community health organisations under formal MOU (see /health-referrer-mou-pack). Debt-mediation work is performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398; LWD funds the work, CMS delivers it, and the referring clinician retains no financial interest in the outcome. Service is free at the point of use, Australia-wide. ACNC registration pending · DGR endorsement in progress.
Boilerplate 5 · Palliative Care Week / awareness event

Use during National Palliative Care Week (late May) or similar awareness period

Life Without Debt Ltd (ACN: pending · ABN: pending) is an Australian charity working alongside the palliative-care sector to address a specific, resolvable problem for people at end of life: consumer debt. Financial stress worsens psychological distress at the exact moment patients and families most need relief from it. LWD funds licensed debt-mediation, delivered by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398, free at the point of use to eligible beneficiaries Australia-wide. ACNC registration pending · DGR endorsement in progress.
Boilerplate 6 · Corporate / philanthropic partnership

Use when the news is a major-donor gift, corporate MOU, or workplace-giving relationship

Life Without Debt Ltd (ACN: pending · ABN: pending) is an Australian charity funded by individual donors, corporate partners, and philanthropic trusts. LWD deploys donor capital to fund licensed debt-mediation for people living with serious illness; the mediation itself is performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398. 87 cents of every donated dollar reaches mediation work (audited Y1). LWD reports back to donors quarterly with case-level impact (de-identified) and annually with audited financials. ACNC registration pending · DGR endorsement in progress.
Boilerplate 7 · Policy / consumer-credit context

Use when the news is a policy consultation, industry submission, or regulatory context piece

Life Without Debt Ltd (ACN: pending · ABN: pending) operates within the Australian consumer-credit regulatory framework. LWD is a charitable funder; it does not itself hold an Australian Credit Licence. All debt-mediation work is performed by Credit Mediation Services Pty Ltd, a licensed provider under Australian Credit Licence No. 387398. LWD’s scope is limited to funding mediation for beneficiaries meeting published eligibility criteria (see /how-lwd-can-help). ACNC registration pending · DGR endorsement in progress. LWD makes public submissions in its own name only where consistent with its charitable purpose and does not provide legal or financial advice.
Boilerplate 8 · Beneficiary story / case-example release

Use with extreme caution — only when a beneficiary has given written informed consent for their story to be told publicly (and even then, most releases should use Boilerplate 1 or 3 instead)

Life Without Debt Ltd (ACN: pending · ABN: pending) supports Australians living with terminal, life-limiting, chronic or serious illness by funding licensed debt-mediation on their behalf. Individual case-examples are shared only with explicit written informed consent from the beneficiary or their nominated representative, and identifying details are altered unless the beneficiary specifically requests otherwise. Debt-mediation performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398. Service is free at the point of use. Individual outcomes may result in reduced or waived debt in some cases; mediation is not debt discharge and LWD does not guarantee outcomes. ACNC registration pending · DGR endorsement in progress.
Boilerplate 8 governance note. A release using Boilerplate 8 requires two signatures before distribution: the beneficiary’s written informed consent, and the CMO’s sight-check. Beneficiary quotes never appear in press releases — they belong in the annual report where they can be contextualised. A journalist who wants a beneficiary voice is routed to the Board.

4. Contact block + interview-request routing

Every release ends with a contact block. Use this exact form (do not substitute a personal name for the shared inbox as first-line contact).

Media contact. [Name of duty spokesperson or comms lead] · media@cosailifewithoutdebt.org · +61 [duty phone] · interview-request routing: /media-kit-refresh. High-resolution imagery, logo pack (SVG/PNG), factsheet, and bios available on request. Interview format options: 20–40 min print interview · 5–15 min radio segment · pre-record or live broadcast · short video call.

Journalist asks for…Routed to…SLA
General interview / policy commentmedia@cosailifewithoutdebt.org → spokesperson from /spokesperson-brief §approvedReply within 4 hours business / next business day out of hours
Beneficiary story / caseBoard (not spokesperson) — via media@ inbox flagged “beneficiary story request”Reply within 24 hours; decline unless written consent already in hand
Legal / regulatory challengeBoard + legal counsel via media@ flagged “legal query” — no on-the-record response same-dayAcknowledge within 4 hours; substantive response 24–48 hours
Financial / audited-numbers detailTreasurer + CMO via media@ flagged “financial detail”Reply within 4 hours business; refer to audited financials at /registrations-index
Imagery / factsheet / logo packmedia@ auto-send — assets pre-staged at /media-kit-refreshReply within 2 hours business
Complaint about coverage / correction requestCMO via media@ flagged “correction”Acknowledge within 2 hours; substantive response 24 hours

5. Embargo & distribution discipline

Embargo rule. LWD may embargo a release under a stated time only when: (a) the underlying fact is not yet publicly available, and (b) the embargo is agreed with each journalist in writing (email) before the release is sent. Verbal embargoes are not offered. Once one outlet publishes early, the embargo lifts for all.

Distribution list. Maintained at /media-kit-refresh §distribution. Segmented by outlet type (national newswire, health-sector trade, financial press, community radio, podcasts). Review quarterly by CMO.

Timing rule. Business-hours issuance (09:00–16:00 AEDT/AEST) unless the underlying event forces otherwise. No Friday afternoon releases unless directly time-linked to an event; no releases 24–26 April (Anzac observance), 25–31 December (silence window), or the day of a state or federal election.

6. Voice discipline — what a press release from LWD sounds like

The voice is: quiet, precise, evidence-first. Not aspirational. Not urgent. Not appeal-shaped. A press release is not a fundraising asset; it is a news asset. If a paragraph reads like it could appear on a donation page, it does not belong in a press release.

What LWD writesWhat LWD does NOT write
“LWD resolved $1.82M of consumer debt in its first year for 31 households.”“LWD is proud to have made a real difference in the lives of hardworking Australians facing devastating illness.”
“Debt-mediation is performed by Credit Mediation Services Pty Ltd under ACL 387398.”“Our team of dedicated debt experts works tirelessly to secure the best outcome for every client.”
“The average case takes 23 days from intake to resolution.”“LWD works quickly to bring peace of mind to families in their darkest hour.”
“LWD does not guarantee outcomes; individual mediation may result in reduced or waived debt.”“LWD wipes debt for those who need it most.” (untrue — regulatory risk)
“Referrals are received through participating hospitals under formal MOU.”“LWD is the go-to charity for hospitals across Australia.” (unsubstantiated)
“A quote from [named spokesperson, role].”“A quote from a beneficiary who wishes to remain anonymous.” (never in press releases)

7. Acceptance criteria (16-cell gate matrix)

Every release, before distribution, is checked against this 16-cell matrix. If any cell is not green, the release does not go out.

#CriterionGate
1Release fits on one A4 page printed (headline + sub + 4–5 body paragraphs + quote + boilerplate + contact).G5
2NEWS slot is verb-driven, adjective-free, and the first paragraph stands alone.G3
3NEWS slot contains no appeals-language, no CTAs, no mission-copy.G3
4QUOTE slot uses one of the five approved framings from /spokesperson-brief §approved-lines.G3
5QUOTE slot is under 40 words and attributed to a named LWD spokesperson.G3
6BOILERPLATE slot uses one of the eight pre-approved paragraphs from §3 verbatim.G1
7Boilerplate carries ABN (or “ABN: pending”).G2
8Boilerplate carries ACN (or “ACN: pending”).G2
9Boilerplate carries ACL 387398 reference (mediation licensing).G2
10Boilerplate carries the mediation disclosure (LWD funds; CMS performs; no guarantee of outcomes; not debt discharge).G2
11Numbers cited in release are from audited Y1 report (or explicitly labelled “estimated” / “pending audit”).G1
12No beneficiary is named, identified, or quoted in the release.G1
13Contact block includes media@ shared inbox as first-line contact (not a personal email).G4
14Compliance sight-check completed and initialled by compliance-agent (or delegated Board signatory).G2
15CMO sight-check completed and initialled.G3
16Distribution timing respects §5 rules (no Fri PM / no Anzac / no silence window / business hours).G5
G1 · Constitutional G2 · Compliance G3 · Brand voice G4 · Funnel weighting (Awareness) G5 · PR industry best-practice

8. Worked example — DGR-granted announcement

Below: the release skeleton filled in with a hypothetical DGR-granted announcement. Illustrative only — the actual release will be issued from /press/launch once registrations are confirmed.

Media release · for immediate release
Sydney, Australia · [Actual date on DGR grant]

Life Without Debt receives ATO DGR endorsement

Charity resolving consumer debt for Australians with serious illness now able to offer tax-deductible donations.

NEWS. Life Without Debt Ltd (ACN: [actual] · ABN: [actual]) has been endorsed by the Australian Taxation Office as a Deductible Gift Recipient (DGR), effective [date]. The endorsement means donations of $2 or more to LWD are now tax-deductible for Australian taxpayers. LWD is the first Australian charity to focus specifically on resolving consumer debt for people living with terminal, life-limiting, chronic or serious illness.

LWD registered with the Australian Charities and Not-for-Profits Commission (ACNC) on [date] and applied for DGR endorsement on [date]. In its pre-DGR operating year, LWD supported 31 households and resolved $1.82 million of consumer debt, at an average all-in cost of $1,840 per case.

Debt-mediation work is performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398. LWD provides the charitable funding; CMS’s licensed practitioners perform the mediation on the beneficiary’s behalf. Service is free at the point of use, Australia-wide, for beneficiaries meeting published eligibility criteria.

“DGR endorsement means every dollar donated goes further — and every donor now sees exactly where that dollar goes. We publish audited case-level impact quarterly and full audited financials annually.” [Spokesperson name, role], Life Without Debt Ltd

— ENDS —

About Life Without Debt. Life Without Debt Ltd (ACN: [actual] · ABN: [actual]) is an Australian public benevolent institution that resolves consumer debt for people living with serious illness. Registered with the ACNC and endorsed by the ATO as a Deductible Gift Recipient, LWD funds licensed debt-mediation work performed by Credit Mediation Services Pty Ltd (Australian Credit Licence No. 387398). All service is free at the point of use, Australia-wide. Donations of $2 or more are tax-deductible from [DGR effective date]. (Boilerplate 2 · DGR / registration milestone)
Media contact. [Duty spokesperson name] · media@cosailifewithoutdebt.org · +61 [phone] · imagery, logo pack, factsheet, and interview-request routing at /media-kit-refresh.

Hand-off to Sprint 53

What Sprint 53 inherits. A press release template that fills in 30 minutes, eight approved topic boilerplates each carrying the four required compliance markers, a 16-cell acceptance gate that a non-PR operator can walk. Companion documents: spokesperson brief (three-hard-questions rehearsal), media kit refresh (bios, factsheet, logo pack, imagery, routing), media pack operator brief (this sprint’s brief).

What Sprint 53 opens. EOFY appeal + 5-touch email sequence (BL-02 re-run) · Palliative Care Week PR (Room F re-hero, using this template with Boilerplate 5).