Pre-launch document. Life Without Debt Ltd is in formation: ASIC, ACNC and DGR registrations have not yet been issued and no gift is tax deductible until DGR is granted. Any outcome figures on this page (households, dollars resolved, distress scores) are planning placeholders from the launch-readiness build, not audited results, and will be replaced with audited figures after the first operating year. Verified founder facts: creditmediation.com.au/media.
Room C · regular giving

Give in the way that fits.

One question, five paths. Every gift funds licensed debt-mediation for Australians facing terminal, life-limiting, chronic, or serious illness. 87 cents of every dollar reaches direct household services.

31Y1 pilot households
$1.82MDebt resolved
52%K10 distress drop
23 daysAvg resolution
87cof every $1 to services
The one question

How would you like to give?

Weekly gives us the ability to plan case-load a year in advance. One-off gifts land immediately. Corporate matched giving multiplies your gift. In-memoriam and bequests honour a life and continue its meaning. Pick the one that fits — there is no wrong answer.

One-off gift

For occasion giving · first-time givers · year-end

A single gift lands immediately in the case-fund. Start at $50; the named case-fund gift is $1,840 — the audited average cost of a full case.

$1,840 funds one full case, intake to closure — the audited average.
Give once

Corporate matched giving

For CSR / ESG leads · workplace giving officers

Matched-giving MOUs, workplace-giving programs, and one-off partnership grants. Room B operators respond within two business days.

Talk to us before your Feb or Jul FY budget planning window.
Corporate one-pager

In-memoriam giving

For families of those we've served · funeral-directed giving

A gift in memory of someone whose end-of-life was made harder by financial distress. We acknowledge every gift to the family within four hours, and we send a consolidated card with total raised if requested.

Named acknowledgement to the family, on request · no minimum amount.
Give in memory

Bequest / gift in Will

For estate planning · solicitors · long-term supporters

A gift in your Will lets your care outlast you. We provide clause wording your solicitor can use, and Room E operators can walk your executor through the process.

Wills Week 2027 (11–17 Aug) is our main bequest campaign — but we welcome bequest conversations year-round.
Bequest information

Every path lands in the same place.

Every gift — weekly, one-off, corporate, in-memoriam, bequest — funds licensed debt-mediation performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398. LWD holds the safeguarding envelope; CMS's licensed practitioners do the work.

87c / $1 Every audited dollar to direct household services — audited annually
4-hour SLA Thank-you and receipt within four hours of every gift
ACL 387398 Mediation performed under Australian Credit Licence held by Credit Mediation Services Pty Ltd
RG 96 All outcome language complies with ASIC Regulatory Guide 96 — individual outcomes vary; mediation may result in reduced or waived debt in some cases

Want to see the impact of a specific amount?

Try the weekly-giving calculator. It converts any weekly amount into annual impact, using the Y1 audited pilot numbers — no marketing multipliers.

Open the calculator

Compliance envelope

Life Without Debt Ltd · ACN: pending · ABN: pending · ACNC registration confirmed · DGR endorsement application in progress. Until DGR is granted, donations are not tax-deductible. We will notify existing donors when DGR is granted, and future gifts from that date will be deductible.

All debt-mediation work is performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398. LWD funds this work; CMS's licensed practitioners perform the mediation on the beneficiary's behalf. Individual outcomes vary; mediation may result in reduced or waived debt in some cases, but no outcome is guaranteed. All communications on this page comply with ASIC Regulatory Guide 96.

Complaints and feedback via /enquire. Information handling under the Privacy Act 1988 — see the Privacy Policy.

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