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Life Without Debt Ltd
Case for Support · 5 of 7
Room E · Bequests

A gift in your Will that funds the professional advocacy no one else provides at the end of life.

For supporters considering a bequest, a legacy gift, or a major single donation: a way to fund the licensed mediation work that resolves the debt problem left behind — the problem you may have watched a parent or partner face, and the problem you can ensure another family does not face alone.

The problem

Most bequest programs ask for a general contribution to an organisation. That is a valid ask, but it is also an abstract one.

LWD's bequest program is different. It funds a specific, licensed, and measurable intervention at a specific window in the life course — the window in which you may have watched a family member face the debt problem yourself.

That specificity is the point. A bequest to LWD does not disappear into overhead. It funds a defined number of licensed mediation hours for real households in the terminal-illness and bereavement window.

What LWD does about it

A gift in your Will — or a lifetime major gift — is used to fund licensed mediation hours performed by Credit Mediation Services Pty Ltd under Australian Credit Licence No. 387398, on behalf of eligible households referred through the LWD program.

Gifts are recorded in a public bequest register (with donor anonymity available on request), and the cases funded through your gift are reported to your executor, family, or nominated recipient each year.

A $50,000 bequest funds approximately 2,600 licensed mediation hours — roughly 300 to 400 case-episodes at the median case-hour count.

2,600 hoursfunded by a $50,000 bequest
300–400case-episodes at median case size
Anonymousif you prefer — donor privacy respected
Reportedannually to your executor or nominee

A case in one paragraph

Composite: a supporter in her 60s watched her father die with $62,000 in unresolved credit-card debt in 2019. Her mother spent six months on the phone. In her Will, she has left $75,000 to LWD, specifically directed toward Room A mediation hours, to ensure no family in her postcode faces the same. Her solicitor drafted the clause in an afternoon. Composite illustration · labelled · sample gift clause available

Why give this way

A gift in your Will, or a lifetime major gift.

We are pleased to provide sample bequest clauses, brief you or your solicitor privately, and record your intended gift in our confidential register. Lifetime major gifts (typically $25,000 and above) are equally welcome and are treated with the same care.

Request the Bequests pack